We optimize your insurance price, product & promotion with Machine Learning and AI. We do it for the World's largest insurers & distributors. 

We sell insurance in 60+ countries from a platform that integrates into your shopping cart. For insurers our data analytics platform BrightWrite applies data science and contemporary datasets to optimize risk and price. 

For any insurance line, BrightWrite's elegant API optimizes distribution. Additionally for car rental agents, RentalCover.com handles claims and support.  

Rental Cover

RentalCover.com partners get the benefit of BrightWrite for optimization, plus compliant policies & claims Worldwide.


Insurers use BrightWrite for contractors/freelancers insurance & realtime notifications to distributors.


Dynamic pricing & mass customization for insurers, aggregators, metas, low cost carriers, cruise lines, operators etc.


Insurers use BrightWrite to dynamically generate policies based on what the customer owns. Improve the book & increase GWP.


(US only)

BrightWrite controls claims by serving the best plan to a landlord & optimize retail price.


(US only)

Use BrightWrite's AI product recommendation engine to sell relevant plans to your customers.


Distribute tailored Life Insurance from a platform that also gathers individual & behavioral data from digital sources.

Tickets & More

Price & product optimization for Niche & Affinity Lines such as ticket cancellation, gadget, warranty, excess reimbursement & HNW.

Easy integration from an elegant API

Make a simple request and you'll receive a personalized policy in 60+ countries and 20+ languages. Oh, and we send the frontend (optimized), the price (optimized), realtime alerts and actionable insights for your Customer Experience and BI teams.

Insurance that meets the market's needs

Insurance is a huge vault. Intermediated distribution, distance from & absence of data, pricing with a blindfold and dartboard and perceived conventions have meant that the insurance industry hasn't responded at all to the needs of global sites. We work with dozens of underwriters around the World and we can add your underwriter to the mix. Our data scientists maximize your potential yield with Artificial Intelligence that recommends and personalizes policies, machine learning to optimize the price and a team of frontend specialists running thousands of multivariate tests every day. We've got the magic key.


Gaps, Gaps, Gaps

Our partner was stuck selling to only one source market. We added 70. They increased ancillary revenue 60%.

Annual Recurring Revenue

Our partner launched annual policies & revenue per new customer grew by 83% in 3 months. ARR... it's awesome.

Stop Wasting Sales Calls

Our partner started actioning the customer data we send. They converted 41% more often. We got a standing ovation.

Data science with a high confidence level

We sit on your website, ask you to give us lots of customer data and then what? For time immemorial the answer was a resounding "nothing". Welcome to the new era. Ours is an actuary-free zone crawling with data scientists who love the challenge that a big dataset provides. Lean in while we tell you who is loyal, who will churn, who needs a reach out, what products you should be selling to what cohorts & at what price.

Customer Insights

Our patent-pending technology tells you who is loyal vs who you think is loyal, who is valuable, who to retain and who not to bother and which anonymous users you really need to meet.

Dynamic Pricing

You've got a 33 y.o. from Mirdif in Dubai who visits your site 5 times a year for 94 seconds on average (never past the quote stage, always via your app) and who suddenly stopped travelling with his wife? We've got that cohort covered.

Multivariate Testing 

Multivariate testing requires thousands of searches per week to get statistical significance. Thankfully we process millions, so we can run thousands of simultaneous tests every hour across our network.

Data Viz

Our reporting makes marketers weep with joy. Bring love to your management and board reports with a presentation stack that vizualises lifetime values, churn models, monthly recurring revenue, optimization potential and more.

We're insurance experts so you don't have to be

Ever tried to write and price a customized policy for a local market, then adapted it for over 70 countries and dozens of underwriters, translated it into 20 languages, trained a small army of customer-facing subject matter experts, generated daily reports for every regulator, run thousands of multivariate tests per day, submitted dozens of policies to each regulator & built a platform for delivering those hundreds of policies? We have. Integrate us to save your sanity!

70+ Countries

We have multiple policies that are compliant and ready to be sold to 70+ source countries. We customize the products based on what's actually being sold in the same transaction. Just tell us what you need, actually just tell us via your API Request and we'll reply in a second or two.

End to end service

We send elegant emails to confirm transactions (& to encourage the refuseniks) and take incoming calls & emails mindfully 24/7 in 20 languages. We process claims as if it's a family heirloom and our app educates your customers about insurance. Everything is done by us based on your input - we're your partner after all.

Bespoke policies

Our patented technology delivers high (or ltd.) liability policies that auto-renew (annuals), that pay claims in any currency, that can be customised individually and that can be complemented with paid & free options that you get to request such as roadside cover or emergency accommodation.

Truly global

We're in 20 languages & 70+ countries. Global insurers typically give you 30 or so countries (Europe & a few others on a good day) and 1 language. We have dozens of "global", regional & domestic insurers. Our partners request policies that their customers truly need.

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